PORTFOLIO MANAGEMENT

A CLIENT CENTRIC FOCUS

“HLCM provides customized portfolio strategies with the goal of offering you peace of mind.”

– Michael Anderson,
Chief Investment Officer

Why Choose Hi-Line Capital Management

HLCM-5_Aces_chart

Benefits

Portfolio-management
Customized comprehensive portfolio management
Capital preservation2
CAPITAL PRESERVATION
Tax efficiency_2
TAX EFFICIENCY
Outcomes_2
DEVELOP A PLAN TO HAVE THE MONEY YOU NEED WHEN YOU NEED IT
Team-2
An Experience Team of Professionals
Advisor-2
Access to Your Advisor
Fidiuciary-3
A fiduciary commitment to act in your best interests
Integrity-2
Firm culture of integrity & solid industry reputation

Proprietary Research  =  Long-Term Success

YOUR EXPECTATIONS,

NEEDS, AND GOALS

  • Your objectives and/or constraints
  • Your tolerance for risk
  • Your tax bracket
  • Your assets and liabilities
  • Your income needs
  • Your desired outcome
Your_portfolio

HLCM Portfolio

Management

  • Analyze the markets for compelling investments
  • Rank attractiveness of various asset classes
  • Construct portfolio with risk/reward trade-off assessment
  • Stress-test for new risks
  • Monitor daily
  • Rebalance regularly
  • Minimize taxes

Proprietary Research  =  Long-Term Success

YOUR EXPECTATIONS,

NEEDS, AND GOALS

  • Your objectives and/or constraints
  • Your tolerance for risk
  • Your tax bracket
  • Your assets and liabilities
  • Your income needs
  • Your desired outcome
Your_portfolio_mobile

HLCM Portfolio

Management

  • Analyze the markets for compelling investments
  • Rank attractiveness of various asset classes
  • Construct portfolio with risk/reward trade-off assessment
  • Stress-test for new risks
  • Monitor daily
  • Rebalance regularly
  • Minimize taxes

Private Client Services

Portfolio Management Services

EQUITY INVESTING

Separately managed accounts

A total return-based portfolio of good companies run by good management at good prices
Best for investors with a 5+ year investment horizon (due to the inherent volatility of prices) and suitable for investors able to accept volatility of prices
Risk management priority is avoiding permanent capital loss

STRATEGIES

Intrinsic Value Equity Strategy: Objective is returns above benchmark over full market cycle

High Conviction Equity Strategy: A subset of the holdings from the Intrinsic Value Equity Strategy representing our “best ideas”. This portfolio should be more tax efficient in the long term for taxable accounts

INCOME INVESTING

Separately managed accounts

Income objective portfolio
Best for investors with either 5-year or less investment horizon or lower risk tolerance

STRATEGIES

Income Advantaged Strategy: Objective returns at least 1.5% above U.S. Treasury bonds

Inflation Protected Strategy: Objective is returns exceeding inflation

CASH MANAGEMENT

Separately managed accounts

A liquidity-based portfolio
Best for investors with specific needs or less than 1-year investment horizon

Financial Advisory Services

ASSET BUILDER

Designed for clients in the early stages of saving for retirement.

Assisting with saving priorities and types of accounts
Education about long term expectations

RETIREMENT PLANNER

Designed for clients seeking assistance in saving for retirement.

Saving, spending, and debt analysis
Retirement planning and goal setting
Education: better understanding of the markets

PERSONAL CFO

Designed for clients seeking comprehensive advisory services who are in/approaching retirement

Financial planning, goal setting, asset allocation
Education: better understanding of the markets
Temperament coaching guidance: maintain rational behavior during volatile, uncertain markets
Improve decision making for the long term
Holistic services: exploring insurance and other protective needs

Client Success Stories

Simplifying
the Complex

Creating a Customized
Portfolio Strategy

Analyzing the Tradeoffs of
Retirement Planning

High Quality Service and Competitively Low Fees

PORTFOLIO MANAGEMENT SERVICES 

Fees*

Annual Minimum

Equity Investing

0.68%

$1,700

Income Investing

0.46%

$1,150

Cash Management

0.18%

$450

Fee Example:
HLCM Equity Strategy management of a $250,000 portfolio:
Annual Fee = $1,700 (0.68% x $250,000)

HLCM SERVICES

  • Investment management and advice, including customized strategies
  • Planning: budgeting, cash flow analysis, credit and risk management, retirement planning
  • Asset allocation and asset location
  • Independent (third party) asset custody
  • Monthly custodial reports
  • Quarterly reviews and statements
  • Tax efficiency
  • Frequent, timely communications
  • Responsiveness and accountability

FINANCIAL ADVISORY SERVICES 

Fees*

Annual Minimum

Personal CFO (porfolio advisory)

0.88%

$1,760

Retirement Planner

0.70%

$1,050

Asset Builder

0.50%

N/A

Fee Example:
Asset Builder financial advisory service for a $50,000 portfolio:
Annual Fee = $250 (0.50% x $50,000)

*A Note about Fees

  • Fees are based on account market values at month-end.  
  • HLCM does not charge any termination or closing fees. 
  • HLCM will not reveal information about your accounts to outside parties unless the disclosure is lawfully permitted or required. HLCM does not provide account or personal information to any outside companies for the purpose of independent telemarketing or direct mail marketing. 
  • The fee is payable monthly in arrears. Client can choose to have the fee be paid by custodian.
  • The fee does not include (when applicable): brokerage commissions, SEC fees, dealer spreads, asset management fees of third-party managers, interest, taxes, or other account expenses which are the responsibility of the Client.

The HLCM Client Experience

intelligent_investment

Intelligent Investing

Value-based philosophy, ability to estimate the value and being independent

risk_management

Risk Management

Focus on permanent loss avoidance and investing with a margin of safety

fiduciary

Fiduciary

Always placing our clients’ best interests first

markets

How to Think about Markets

By embracing volatility and expecting occasional craziness

low_fees

Low Fees and Low Total Cost

All fees disclosed and transparent

Lets start a conversation.

We’d be happy to schedule a free consultation with you to discuss your goals.

Hi-Line_logo_horizontal_white

25 1st Ave NW
Watertown
South Dakota, 57201
(605) 878-0897
 info@hi-linecapital.com


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